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With their first educational qualification in the bag, young adults are faced with a multitude of options and decisions regarding their professional future. Many questions are buzzing around in their heads: What career opportunities will open up with the educational qualification they have achieved? Does it make sense to opt for a dual apprenticeship that combines theoretical knowledge with practical experience? Or would it be better to study at a university, and if so, which one? In addition to school and vocational training, many additional options have been added in recent years: Perhaps an orientation year is the right thing for your child to start with? Young adults can discover the world through Work&Travel and gain a lot of personal experience along the way. Or perhaps voluntary service? Socially and ecologically committed organizations and companies are always looking for active support. These decisions are often not easy to make, and the multitude of options can be overwhelming. Unfortunately, there is no one right path that leads to professional success and satisfaction. Every young person has their own interests, strengths and goals that need to be taken into account. As parents, you are an important advisor to your children during this phase. You can help your child by providing information about the various educational and career paths and discussing different options together. Find out here what opportunities and paths are open to young people, where helpful information can be found and how they can continue on the second educational path if they need new prospects after dropping out.

18 years old: finally fully legally competent and freedom is calling? When your child comes of age, it is a significant milestone - in the life of a young person and that of their parents. You are probably also wondering: What legal changes come with coming of age? How can we continue to support our child on the path to an independent life in the best possible way without interfering too much? And what can we do if there are problems with each other? Parents often don't know exactly what role they can play when their child turns 18. Support and advice services can help, among other things, to get an idea of how best to have conversations about difficult topics. Especially if, for example, your child exhibits conspicuous behavior, has difficulties at school and in education or you can no longer have a proper conversation. But even if you find it difficult to "let go" yourself, you can make use of professional parenting advice. You can find out which counseling options are available and where you can find contact points in your area here on Familienportal.NRW.

The 18th birthday marks special milestones in a young person's life, particularly in legal and financial terms. After all, when your child comes of age, they have full legal capacity and can make all decisions themselves. They can now conclude all legal transactions such as a purchase contract, a cell phone contract or a rental agreement on their own responsibility. This new freedom is usually long-awaited, exciting and adventurous at the same time - but it also brings with it more responsibility and a range of new duties. Financial, insurance and legal issues need to be clarified. What insurance do I need now? Is child benefit still available? What is the best way to save for your own four walls or your first car? There is a lot to consider, especially if your child is still living at home and has not yet completed their first education or studies. But don't worry: if you are well informed, you can support and accompany your offspring as they become self-employed. After all, even after their 18th birthday, parents remain the most important source of advice when it comes to big questions about money and the future. Here you will find valuable information on financial benefits that families can claim after their child's 18th birthday. Find out, for example, under what conditions you can receive child benefit until your child's 25th birthday. We also provide you with an overview of the various insurance policies that are recommended for your adult child to ensure they are adequately protected in this new phase of their life. Every family can get into financial difficulties - so it is all the more important to know what help and support options are available. Debt advice in NRW, financial assistance services and contact points offer support in overcoming money worries and finding solutions. Young adults in particular are faced with new financial challenges, as cost traps and debt traps are often not immediately apparent - be it through online subscriptions, installment purchases, online betting or contracts. If you learn to handle money responsibly at an early age, you can avoid debt and start the future with financial security. On the Familienportal.NRW you will find practical tips, contact points and advice services to help you solve financial problems and remain worry-free in the long term.

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