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How to finance the path to your dream job!

Child-rearing periods are credited to the pension.

Ship ahoy: step-by-step instructions

Training support for students and trainees

Raising children involves a lot of expenses until they grow up. But there is support available from the government. Families and children receive financial assistance and government benefits. It’s best to start researching this during your pregnancy.  You’ve probably already asked yourself these questions: Which tax bracket is best for couples with a child? Is it worth switching for us—perhaps even before the birth? Find information and decision-making tools here to help you take advantage of tax benefits for your family. You must register your newborn with a health insurance provider within two months of birth, as health insurance is mandatory by law in Germany. We’ll give you tips on how to benefit from family health insurance to lower your healthcare costs.  Are you dreaming of a small house with a yard where your child can run around? Find out here about low-interest loans and financial assistance options for building or buying a home if you’re thinking about owning a home for your family. Any family can find itself in financial trouble—which makes it all the more important to know what kinds of help and support are available. Debt counseling in North Rhine-Westphalia, financial assistance programs, and resource centers offer support to help you manage money worries and find solutions. Whether it’s unexpected expenses, rising living costs, or other financial challenges—there are ways to get out of debt. On Familienportal.NRW, you’ll find practical tips, resources, and counseling services to help you solve financial problems and stay worry-free in the long term.If you have questions about name rights upon marriage and birth, you’ll also find detailed explanations and helpful tips below. In short: As expectant parents, you’ll find comprehensive guidance on financial and formal matters on Familienportal.NRW.

Family in puberty

Financial support for education and participation in social and cultural life: all information at a glance

What you need to know about the amounts of the various benefits included in the Education and Participation Package:

If you meet these requirements, you are eligible for benefits for education and participation.