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By the time the little ones grow up, there are a lot of expenses for your offspring. But there is support from the state. Families and children receive financial aid and state benefits. The best time to find out more is during your pregnancy. You've probably already asked yourself these questions: Which tax bracket is best for couples with children? Is a change worthwhile for us - perhaps even before the birth? Find information and decision-making aids to help you take advantage of tax benefits for your family. You must register your newborn child with your health insurance provider within two months of the birth, as there is a statutory insurance obligation in Germany. We give you tips on how you can benefit from family insurance to reduce your healthcare costs. Want a little house with a garden where your child can run around? Find out here about interest rate reductions and subsidies for building or buying a house if you are thinking about your own four walls for your family. Any family can get into financial difficulties - so it's all the more important to know what help and support options are available. Debt advice in NRW, financial assistance services and contact points offer support in overcoming money worries and finding solutions. Whether unexpected expenses, rising living costs or other financial challenges - ways out of debt can be found. On the Familienportal.NRW you will find practical tips, contact points and advice services to help you solve financial problems and remain worry-free in the long term.For questions about naming rights at marriage and birth, you will also find detailed explanations and helpful tips below. In short: As parents-to-be, you will find comprehensive guidance on financial and formal matters on the Familienportal.NRW.

Family in puberty

Financial support for education and participation in social and cultural life: all information at a glance

What you need to know about the different benefits of the education and participation package:

If you meet these requirements, you are entitled to benefits for education and participation.

Here you will find answers to frequently asked questions about the education and participation package.

What belongs in the hospital bag for the birth?

No travel abroad without a valid passport

No harmless teenage illnesses

Decide how to proceed